Financial Adoption Options
Financial Adoption Options
- Adoption Tax Credit Website:
To find a local tax credit consultant: www.irs.gov/localcontacts/index.html
Tax benefits for adoption #107 (IRS Tax Credit Website)Press Release January 4, 2013 – President Obama Passed Legislation to Permanently Extend the Adoption Tax Credit
Tax benefits for adoption include both a tax credit for qualified adoption expenses paid to adopt an eligible child and an exclusion for employer-provided adoption assistance. For tax years 1997 through 2009, the credit was nonrefundable. For 2010 and 2011 the credit was refundable. For tax year 2012, the credit has reverted to being nonrefundable, with a maximum amount (dollar limitation) of $12,650 per child.
What this mean to adoptive families:
The bill permanently extends the adoption tax credit and income exclusion for employer paid or reimbursed adoption expenses.
Check out this FAQ page from Adoption Tax Credit Website for more information.
Additional Financial Adoption Aid:

Brittany’s Hope Foundation
1160 North Market Street
Elizabethtown, PA 17022
Phone# 717-367-9614
Fax# 717-689-4571
E-mail: info@brittanyshope.org
Website: www.brittanyshope.org
Brittany’s Hope Foundation resolves to facilitate adoptions of international special needs children, by providing financial grants for adoptive families. They are a non-profit 501 (c)3 foundation dedicated to informing families about the necessity of adopting special needs children. The Seedling Gift Program was designed to help reduce financial and medical expenses through grant money.

- Resources 4 Adoption
c/o Agenda Enterprises and Consulting, LLC.
PO BOX 519
Eudora, KS 66025-0519
E-mail: info@resources4adoption.com
Website: www.resources4adoption.com
Resources4Adoption provides a free Adoption Financial Resources Chart that contains up-to-date and detailed information for approximately 40 adoption grants. Resources4adoption conducts regular research on adoption financing options and provides you with updates on this information. Resources4adoption is dedicated to helping remove financial barriers to make your adoption dream come true.
Click HERE to learn more about Resources4Adoption!
Grant Programs:
- The Gift of Adoption Fund
P.O. Box 567
2001 Waukegan Road, 5th Floor
Techny, IL 60082
Phone: 877-905-2367
Website: www.giftofadoption.orgGift of Adoption Fund is a non-profit 501(c) (3) organization, whose mission is to provide grants to give children a family forever. Grants are awarded on a monthly basis ranging from $1,000 to $7,000, but average about $3,500. Gift of Adoption Fund provides the last bit of assistance that helps to bring a child home. The Fund has no agency or religious affiliations and is willing to assist any qualified U.S. citizen adopting from anywhere in the world. Applicants are required to have an approved home study, and are evaluated on a set criteria which includes financial need; special needs of the adoptive child; and family circumstances. Applicants may apply up to three times.

The Sparrow Fund
124 3rd Ave
Phoenixville, PA 19460
E-mail: info@sparrow-fund.org
Website: http://www.sparrow-fund.org/
The Sparrow Fund is an organization committed to encouraging and supporting families as they prepare for the adventure of adoption. We do this by providing grants to families in financial need to enroll in programs specifically designed to provide counsel and comprehensive medical reviews of their referred child.
Adoptive families can become overwhelmed by the financial costs of adoption. Participating in a program like this is an added expense that is difficult to manage. There are so many unknowns when it comes to adoption, and we believe that preparation plays a significant part in making the unpredictable road of adoption a little more smooth. These programs offer invaluable services to help prepare the adoptive family as well as their child.
The Sparrow Fund was started because we do not want anything to be an obstacle in the adoption process. We are committed to see ONE MORE child with a forever family and ONE LESS orphan in the world.
- A Child Waits Foundation
Cynthia and Ralph Nelson
1136 Barker Road #12
Pittsfield, MA 01201
Phone: 866-999-2445
Fax: 1-518-794-6243
E-mail: cnelson@achildwaits.org
Website: www.achildwaits.orgA Child Waits Foundation gives financial assistance to those who choose to internationally adopt special needs or older children above the age of 5. Their mission is to help save children who would otherwise be living their childhood in orphanages. They determine financial assistance based on child’s eligibility of age or developmental or physical and medical needs, parents financial status, and the availability of funds at A Child Waits Foundation. Grant amounts range, but do not exceed $5,000. The application and process of grants must be completed before the child is brought to the United States.
- Ava’s Hope
PO Box 4305
Cincinnati, OH 45243
Email: grants@avashope.org
Website: currently unavailibleAva’s Hope is a nonprofit association who supports international adoption among married couples. They provide grants only when they have sufficient funds. Ava’s Hope suggests that interested parents sign up for e-mail alerts, so they may know when to apply.
- The Orphan Foundation
E-mail: info@theorphanfoundation.org
Website: www.theorphanfoundation.orgThe Orphan Foundation is a 501 (c)(3) non-profit organization that offers grants to families amounting to $1,250. A considered family must be approved by their board of directors and have a completed home study. They aren’t accepting new requests at this time.

Perpetual Change
PO Box 1541
Hillsboro, OR 97123
E-mail: info@theperpetualchange.me
Website: www.theperpetualchange.me
Perpetual Change is a 501(C)(3) non-profit organization that exists to inspire change. It does not take much for one to greatly affect the life of another. They provide grants to applicants every 4 to 6 months depending on availability of funds. There is a required $20 application fee for their both grant and fundraising program.
- Help Us Adopt
PO Box 20435
New York, NY 10021
Phone: 917-684-5484
E-mail: info@helpusadopt.org
Website: www.helpusadopt.orgHelp Us Adopt is a non-profit organization that supports individuals or couples with financial grants for domestic, international, foster, or special needs adoption expenses. Grants are given up to $15,000. Applications are due twice a year in June and December.
RELIGIOUS BASED PROGRAMS:
- God’s Grace Adoption Ministry
PO Box 4
Modesto California 95353
Phone: 209-572-4539
E-mail: info@ggam.org
Website: www.ggam.orgGod’s Grace Adoption Ministry is a non-profit Christian organization that works with Christian families. Each grant usually varies between $1,000 and $4,000. Christian families are a must; however the income level must be below $60,000. Families with previous children are welcome. The application is available online. Help is given in the form of a matching grant with an average of $2,500.
- LifeSong for Orphans
PO Box 40
Gridley, IL 61744
Phone: 309-747- 3556
E-mail: info@lifesongfororphans.org
Website: www.lifesongfororphans.orgLifeSong for Orphans provides adopting families with the opportunity for matching grants or interest free loans. They are a Christian based program, who caters to the needs of married Christian couples to help lighten the financial load of adoption. Matching grants usually amount to $2,000-$4,000, while the interest free loans have manageable monthly payments and families may utilize the Federal Adoption Tax Credit..
- The Sea of Faces Foundation
19615 W. Top O The Moor Dr.
Monument, CO 80132
Email: director@seaoffaces.org
Website: www.seaoffaces.orgSea of Faces is a 501(c)(3) non-profit organization which provides financial assistance to Christian families adopting internationally. Grants ranging from $1,000 to $3,000 are awarded every calendar quarter pending on available funds. A small donation is requested to download application. Those in need can apply if they meet the following criteria:
1. Are legal residence of the United States
2. Have a referral from a child in a developing country
3. Have a completed home study
4. Have an approved I-171H and I-797C
5. Are a married couple, one man and one woman
6. Both individuals are professing Christians - Katelyn’s Fund
1327 3rd Ave. SE
Sioux Center, IA 51250
E-mail: Sheila@katelynsfund.org
Website: www.katelynsfund.orgKatelyn’s Fund is a support ministry to help adoptive parents looking to add a family member to their household. This foundation provides awareness, support, and financial grants up to $3,000 to assist with the adoption process. The applicants must be married and have a Christian background as well.
- Show Hope
PO Box 647
Franklin, TN 37065
Phone: 615-550-5600
Website: www.showhope.orgShow Hope was founded by renowned Christian performer Steven Curtis Chapman and his wife Mary Beth. It exists to care for orphans by engaging the church and helping Christian families reduced the financial burden of adoption through, special grants and fundraising opportunities. Their recently broadened agency requirements have changed to accept families using any non-profit adoption agency.
- Golden Dawn Adoption Assistance, Inc.
4304 South El Camino St.
Taylorsville, Utah 84119
Phone: 801-967-0102
E-mail: info@goldendawnaa.org
Website: www.goldendawnaa.orgGolden Dawn Adoption Assistance Inc. is a 501(C)3 non-profit organization that provides grants to many religiously active families, including Latter-day Saints. Since October of 2008 they are happy to report that they have been able to award grants to eighteen families totaling over $35,000.00
- The Micah Fund
2112 Broadway St. NE, Suite 100
Minneapolis, MN 55413
Phone: 651-636-5255
Website: http://micahfund.orgThe Minority Infant and Children Adoption Help (MICAH) Fund, was established in 1990. It was born out of a need to facilitate the adoption of minority children whose birthparents desired to voluntarily release them in adoption. The grant program is focused towards Christian families living in Minnesota. They also provide a matching grant, whose application is available through e-mail or phone contact.
- HANDinHAND Christian Adoption Inc.
18524 Juniper St.
Gardner, KS 66030
Phone: 913-248-5015
E-mail: handinhandadopt@gmail.com
Website: http://handinhandadopt.orgHANDinHAND Christian Adoption Inc. is a private operating foundation that was created in 2007. They support adoptive couples and families by providing financial help through matching grants. HANDinHAND provides resources and step by step help to guide parents through the process of raising money for a matching grant. Adoptive parents must submit a copy of their completed homestudy along with the completed application. They will not be accepting applications postmarked between November 7 2012 and February 1, 2013.
LOAN PROGRAMS:
- A Child Waits Foundation
c/o Cynthia and Ralph Nelson
1136 Barker Road #12
Pittsfield, MA 01201
Phone: 866-999-2445
Fax: 1-518-794-6243
E-mail: cnelson@achildwaits.org
Website: www.achildwaits.orgA Child Waits Foundation is a non-profit charitable foundation with a simple goal: to reduce the number of international children who are not adopted because prospective parents do not have the savings (finances) to pay for the total cost of the international adoption. This foundation helps parents with costs by making low interests loans which cover a portion of the adoption fees. Eligibility is based on financial need, with each case being judged individually. The maximum loans given are $10,000 the interest rate set at 5%. Grant amounts are based on several factors, but will not exceed $5,000.
REIMBURSEMENT PROGRAMS:
- State Non-Recurring Subsidy
Phone: 1-800-470-6665
Email: adoption.assistance@nacac.org
Website: www.nacac.org/adoptionsubsidy/adoptionsubsidy.htmlNACAC’s Adoption Subsidy Resource Center. The following states will provide one-time reimbursement for non-recurring subsidy of an internationally adopted child. Amounts vary by state up to $2000 per child, and require that the child meet state criteria for subsidy: AL, AK, GA, HI, ID, IA, KS, MD, MI, MN, MS, MO, NE, NH, OH, OK, SC, SD, VT. Many states (whether or not they allow for subsidy) offer a state tax credit for adoption. There is often an added benefit program for those who adopt children classified as “special needs” (often considered correctable). Sometimes these subsidies can apply to international children.
OTHER OPTIONS:
- A Mother’s Love Fundraising
3 Blueberry Lane, Andover, NJ 07821
Phone: (908) 850-3599
E-mail: valeriegagnon@amotherslovefundraising.com
Website: www.amotherslovefundraising.comAdoptive mother Valerie Gagnon helps families seeking to adopt organize fundraisers.
- The Ibsen Adoption Network
Marilyn Brisbane
2730 French Road. N.W.
Olympia, WA 98502
Phone: 360-866-7036
Fax: 1-360-866-8917
E-mail: admin@ibsenadoptionnetwork.com
Website: www.ibsenadoptionnetwork.comThis program is for Washington state residents only. Ibsen Adoption Network is a private non-profit organization. Their soul purpose is to create a network and to generate funds that will provide financial assistance, educational and emotional support to families adopting special needs children. The Ibsen group has given over $450,000 in small grants since 1998!
- Adoption-Friendly Workplace
Website: www.adoptionfriendlyworkplace.orgThis program provides information about adoption benefits to employers and employees in both the public and private sectors. Funded by the Dave Thomas Foundation for Adoption, the project maintains a database of employers with adoption benefits – financial reimbursement, paid and/or unpaid leave time, and resource and referral services. This list is updated regularly and can be found on this site. As a result of this program, nearly 450 employers have implemented or improved adoption benefits, impacting over 2 million employees nationwide.








